.head-bkg {
	background-image: url(images/head_bkg.gif);
	background-repeat: repeat-x;
}
body {
	margin: 0px;
	padding: 0px;
}
.nav-bkg {
	background-color: #40808F;
}
.nav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: none;


}
a:hover {
	color: #CC0000;
	background-color: #B4A9AD;
}
.white {
	font-size: 12px;
	color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif;
}
.caption-10 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
}
.margin15 {
	margin: 0px;
	padding: 15px;
	background-image: url(images/watermark.gif);
	background-repeat: no-repeat;
	background-position: center center;

}
p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #014260;
	font-style: oblique;
}
.link-green {
	color: #014260;
}
ul {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	list-style-image: url(images/bullet-white.gif);
}
.h2-style {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #014260;
	font-weight: bold;
}
.img-right {
	float: right;
	margin-bottom: 5px;
	margin-left: 5px;

}
h2 {

	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #014260;
	font-weight: bold;
}